Embark on an exhilarating journey into Fractional Ownership investment
Your gateway to financial empowerment starts right now! Join the excitement and kick start your investment adventure today!
Yield: Up to 17.81%
Yield: Up to 20%
About Fractional Ownership
Experience the epitome of luxury and investment synergy with Fractional Ownership. Elevate your portfolio by co-owning prestigious high-end real estate. Diversify your investment strategy without breaking the bank—now, even the most coveted assets are within your reach. Join forces with like-minded investors and unlock a world of wealth-building opportunities, all while enjoying the perks and prestige of fractional ownership. It's a smart way to diversify your portfolio and access exclusive assets that were once out of reach. Start investing smarter today!
Benefits of Fractional Ownership
Fractional ownership allows individuals to invest in a property or asset that you may not be able to afford to purchase outright, by purchasing a fraction or percentage of the overall ownership. This allows you to share the costs, responsibilities, and benefits of ownership with other individuals or entities. Some of the reasons why individuals may choose to invest in fractional ownership include:
Affordability
Fractional ownership allows individuals to invest in a variety of avenues like property or asset that they may not be able to afford to purchase outright.
Flexibility
Fractional ownership allows individuals to use the property or asset for a certain period of time, which can be more convenient than full ownership.
Diversification
Fractional ownership allows individuals to spread their investment across multiple properties or assets, which helps to diversify their portfolio and reduce risk.
Shared responsibility
Fractional ownership allows individuals to share the responsibilities of ownership with other individuals, entities, which can be beneficial for those who do not want the hassle of managing a property or asset on their own.
Appreciation
Fractional ownership allows individuals and entities to invest in properties that have potential for appreciation, which can lead to a good return on investment.
Frequently Asked Questions
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1. Who can invest in this asset class?
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Any Indian Citizen, Hindu Undivided Family (HUF), Companies and NRI can invest in such properties. In case of NRI investment can be made through the NRE/NRO account from a normal bank
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2. What is the minimum investment?
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The minimum ticket size of investment is INR 10Lakhs
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3. What is the difference between REIT and Fractional Ownership?
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Below table can help you understand the key differences between REIT and Fractional Ownership.
Parameter REIT Fractional Ownership Definition Publicly traded instruments where investors can sell units of the allotted REIT to make gains in the form of dividends and capital gain Shareholders of a Company (Private Limited in general) which owns the property. An SPV is created to manage the asset as a service company Yields Variable basis the entry price Usually Fixed Volatility Subject to stock market volatility Usually more stable Pay-outs Dividend pay-out is dependent on the fund. REIT only required to distribute minimum of 90% of the distributable cash flow as dividend Monthly pay-out mode is usually followed and complete distributable amount is disbursed Non-revenue Generating Assets Up to 10% investment can be in non-revenue side (under construction) All assets are revenue generating Existing Assets Min lock in of 3 years Can be sold anytime (post initial lock-in) with shareholder approval
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4. What documents does a client need for KYC completion?
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Investor needs to keep the below documents handy (Resident Individual)
- copy of PAN card
- Address proof such as Aadhar, Driving License, Passport
- Bank statement OR cancelled cheque (cheque should have the investor name printed)
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5. How is the entire transaction flow structured?
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1 Client registers with basic details - name, mobile number, email and city 2 RM will open the client account with the Property Provider Docs needed - Address Proof (Aadhar, License), PAN Card copy, Bank statement or cancelled cheque (name printed) In case of NRI and non-individuals - RM will reach out with full KYC document list 3 Creation of virtual account 4 Browse through the inventory list of properties 5 Shortlist and Express Interest in the selected property 6 Review Property and SPV related documents made available on your registered mail ID by your RM 7 Sign the Expression of Interest 8 Pay 10% as token amount / advance to the virtual account assinged 9 Pay Balance once full commitment Is received from all investors and the property becomes fully funded
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6. What is the time frame of the entire transaction life cycle for an investor?
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Typically the transaction life cycle ranges from 5-8 years including the entry level formalities to exit of the property. This is, however, subject to change basis the transaction in scope and market conditions
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7. Where does an investor login to see the KYC status, property documents, pay-out status to name a few things?
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Investor will be provided the login details once registration is completed.
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